Funding Solutions

The full funding landscape, explained honestly

Every financing structure carries trade-offs. We break down what each solution is, who it fits, and what to consider — so you enter conversations with funding partners fully informed.

SBA Loans

SBA loans are partially guaranteed by the U.S. Small Business Administration, which allows participating lenders to offer favorable rates and extended terms. They typically suit established businesses with solid financials that can navigate a more thorough application process.

Check My Fit

Best suited for

  • Business acquisition or expansion
  • Commercial real estate
  • Long-term working capital

Typical Funding Range

$50,000 – $5,000,000

Typical Funding Timeline

30 – 90 days

Working Capital

Working capital financing bridges gaps between payables and receivables so operations never miss a beat. Terms are typically shorter than traditional loans, with faster approval timelines for businesses with consistent revenue.

Check My Fit

Best suited for

  • Seasonal cash-flow gaps
  • Inventory purchases
  • Payroll and operating expenses

Typical Funding Range

$10,000 – $500,000

Typical Funding Timeline

As fast as 1 – 5 business days

Equipment Financing

Because the financed equipment secures the loan, qualification requirements are often more accessible and terms frequently align with the useful life of the asset. Available for new and used equipment across most industries.

Check My Fit

Best suited for

  • Machinery and vehicles
  • Medical or restaurant equipment
  • Technology upgrades

Typical Funding Range

$10,000 – $2,000,000

Typical Funding Timeline

3 – 10 business days

Business Line of Credit

A line of credit gives your business a standing capital reserve. Draw funds as needs arise, repay, and draw again. It is one of the most flexible tools for managing uneven cash flow or seizing time-sensitive opportunities.

Check My Fit

Best suited for

  • Ongoing cash-flow management
  • Unexpected expenses
  • Opportunistic purchases

Typical Funding Range

$10,000 – $1,000,000

Typical Funding Timeline

3 – 14 business days

Invoice Financing

Invoice financing advances a percentage of your outstanding receivables, turning unpaid invoices into working capital. It is well suited to B2B companies with creditworthy customers and longer payment cycles.

Check My Fit

Best suited for

  • B2B companies with net terms
  • Staffing and logistics firms
  • Bridging slow-paying clients

Typical Funding Range

Up to 90% of receivables

Typical Funding Timeline

1 – 7 business days

Merchant Cash Advance

A merchant cash advance provides upfront capital in exchange for a portion of future sales. Because remittances scale with revenue, it can suit businesses with strong card sales that need speed and flexibility — though costs are typically higher than other products.

Check My Fit

Best suited for

  • Retail and restaurants
  • High card-sales volume
  • Fast access to capital

Typical Funding Range

$5,000 – $500,000

Typical Funding Timeline

As fast as 24 – 72 hours

Not sure which structure fits?

That's exactly what we're here for. Complete one profile and we'll map your options across every relevant solution.